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If you’re a business owner, don’t spend much on travel, and prefer cash back rewards, you should definitely consider the Ink Business Cash Credit Card from Chase. There are a lot of solid perks to this card, including no annual fee, 0% APR for the first 12 months (regular APR is 15.49% – 21.49% variable), and $500 cash back after spending $3,000 in the first three months. What’s more, this card is widely considered one of the best cash-back options for business owners. Let’s take a closer look at what makes this card a winner.
For starters, cardholders will earn a generous 5% back at office supply stores and internet, cable, and phone services for the first $25,000 in a calendar year. For gas stations and restaurants, users earn 2% back for the first $25,000. If you hit the threshold for both categories, you would gain $2,250 in your first calendar year (including the bonus cash back). For all other purchases, cardholders will earn the standard 1% back.
Once on the portal, you can find many different ways of redeeming your Ultimate Rewards points including transferring to Hyatt hotels or booking flights directly on the portal. The flexibility of Chase Ultimate Rewards points has always been one of its best highlights, and because the Ink Business Cash provides access to that flexibility, you as a business owner should consider adding it to your wallet.